GetFundedUSA › Grants › General › Impulso a Tu Negocio (Puerto Rico SSBCI)
Impulso a Tu Negocio (Puerto Rico SSBCI)
General · Economic Development Bank for Puerto Rico (Banco de Desarrollo Economico para Puerto Rico / BDE) · PR
Impulso a Tu Negocio is a Puerto Rico financing program run by the Economic Development Bank for Puerto Rico that helps small and medium businesses access capital through loan participation, collateral support, and venture-capital co-investment, funded by a federal SSBCI allocation, rather than offering direct cash grants.
Impulso a Tu Negocio is a financing program run by the Economic Development Bank for Puerto Rico (BDE), funded through Puerto Rico's $109 million allocation from the federal State Small Business Credit Initiative (SSBCI). Rather than issuing direct cash grants, this program works through a suite of credit and equity tools designed to expand access to capital for small and medium businesses on the island.
Specifically, the program offers loan participation of up to 50% on eligible commercial bank loans, cash collateral support of up to 50%, and a venture-capital co-investment track for businesses seeking equity financing. These tools are meant to reduce risk for lenders and investors, making it easier for Puerto Rico businesses—especially those in low-to-moderate-income and underserved communities—to secure financing they might not otherwise qualify for.
For a small-business owner in Puerto Rico, this program matters because it can improve the odds of loan approval or unlock access to capital through a bank or investor relationship, backed by state-level credit support. It is not a source of free money; it works alongside private lenders and investors rather than replacing them.
Because SSBCI programs are typically structured in rounds with evolving terms, exact award amounts, open application windows, and detailed eligibility criteria can shift over time. As of the available information (2026), applicants should confirm current program terms, participating lenders, and eligibility requirements directly with BDE before proceeding. This listing describes the general structure of the program based on available public information and should not be treated as a guarantee of funding amounts or terms.
Who qualifies
How to apply
Questions people ask
Is this a grant or a loan?
It is not a direct cash grant; it's a credit and equity support program offering loan participation, collateral support, and venture-capital co-investment.
Do I have to repay the funding?
Since it works through loan participation and collateral support tied to commercial loans, any loan portion would typically need to be repaid — confirm terms at the official source.
Who runs this program?
The Economic Development Bank for Puerto Rico (BDE) administers it, funded by Puerto Rico's SSBCI allocation.
Who is eligible?
Small and medium businesses and entrepreneurs in Puerto Rico, with emphasis on low-to-moderate-income and underserved communities.
How much funding can I get?
The program offers loan participation and cash collateral support up to 50% of an eligible loan, plus a venture-capital co-investment track; exact dollar caps aren't specified here.
What is the deadline to apply?
The listed deadline is 'check current rounds' — confirm current application windows at the official source.
Where do I apply?
Applications and information are available at https://www.bde.pr.gov/BDEPROnline/Home/ImpulsoATuNegocio.
Is the funding taxable?
This is not stated in the available information; confirm at the official source.
Is this available outside Puerto Rico?
No, eligibility is limited to Puerto Rico (PR).
What industries qualify?
The listing category is general, with no specific industry restriction mentioned; confirm at the official source.
Does this program give money directly to businesses?
No, it works indirectly through participating lenders and investors via loan participation, collateral support, and equity co-investment.
What is SSBCI?
SSBCI stands for the State Small Business Credit Initiative, a federal program that provided Puerto Rico $109 million to fund initiatives like this one.
Opportunity number: not published. Source: curated + verified (official territory source, 2026). GetFundedUSA is independent and not affiliated with Economic Development Bank for Puerto Rico (Banco de Desarrollo Economico para Puerto Rico / BDE); always confirm current deadlines, amounts and eligibility on the sponsor's own page before applying.