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ESL FCU
ROCHESTER, NY · High-Volume Lender · National rank #96
ESL FCU approved 95 SBA 7(a) loans in FY2025, ranking #96 nationally among SBA lenders. Its lending activity was concentrated entirely in New York, with an average loan size of $118,731.
ESL FCU is a credit union headquartered in Rochester, NY, that participates in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, ESL FCU approved 95 SBA 7(a) loans during the fiscal year, totaling $11,279,400 in approved loan dollars. The SBA guaranteed a combined $7,090,590 of that amount across these loans. The average loan size for ESL FCU in this period was $118,731, reflecting the typical scale of the transactions it processed under the SBA 7(a) program.
Based on FY2025 SBA activity figures, ESL FCU ranks #96 nationally among SBA 7(a) lenders by loan volume. Its lending activity in this dataset is concentrated entirely within New York State, with all 95 recorded loans originating there, indicating that ESL FCU operates as a regional SBA lender rather than a national one. The state served, as reflected in this data, is New York, which aligns with the credit union's Rochester headquarters.
This profile is based solely on FY2025 SBA 7(a) lender activity data and does not reflect interest rates, loan approval likelihood, underwriting standards, or other lending terms. Prospective borrowers seeking specifics beyond loan volume, size, and geographic distribution should consult ESL FCU directly for current program details.
Where ESL FCU lends
| State | Loans | Dollars |
|---|---|---|
| New York | 95 | $11,279,400 |
Questions people ask
Is ESL FCU an SBA lender?
Yes, ESL FCU participates in the SBA 7(a) loan program according to FY2025 SBA activity data.
How many SBA 7(a) loans did ESL FCU approve in FY2025?
ESL FCU approved 95 SBA 7(a) loans in FY2025.
What was the total dollar amount of ESL FCU's approved SBA loans?
The total approved loan amount was $11,279,400 in FY2025.
What is ESL FCU's average SBA loan size?
The average loan size was $118,731 based on FY2025 data.
How much of ESL FCU's loan volume was SBA-guaranteed?
$7,090,590 of the approved loan dollars was covered by the SBA guaranty.
Where is ESL FCU headquartered?
ESL FCU is headquartered in Rochester, NY.
Where is ESL FCU most active in SBA lending?
All recorded activity, 95 loans, was in New York State.
Is ESL FCU a national or regional SBA lender?
Based on FY2025 data showing all loans in New York, ESL FCU operates as a regional SBA lender.
How does ESL FCU rank nationally by SBA loan volume?
ESL FCU ranks #96 nationally among SBA 7(a) lenders in FY2025.
What states does ESL FCU serve for SBA loans?
According to this data, ESL FCU serves New York.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with ESL FCU; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.