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Commerce Bank
Kansas City, MO · Active Lender · National rank #173
Commerce Bank is not among the largest SBA 7(a) lenders nationally, ranking #173 in FY2025 after approving 48 loans with an average size of $254,275. Its lending activity was concentrated mainly in Missouri and Kansas.
Commerce Bank, headquartered in Kansas City, MO, is an active participant in the SBA 7(a) loan program according to FY2025 SBA 7(a) lender activity data. During this period, the bank approved 48 SBA 7(a) loans totaling $12,205,200 in approved dollars, with $8,787,770 backed by SBA guaranty. The average loan size across these approvals was $254,275.
Nationally, Commerce Bank ranks #173 by SBA 7(a) loan volume among all participating lenders in FY2025, indicating it operates on a smaller scale relative to the largest national SBA lenders. Its lending activity is concentrated primarily in its home state, with Missouri accounting for 25 loans, followed by Kansas with 16 loans and Colorado with 5 loans. Beyond these top three states, Commerce Bank also reported SBA 7(a) lending activity in Oklahoma and Illinois, bringing its total footprint to five states served.
This distribution suggests Commerce Bank functions primarily as a regional SBA lender centered in the Midwest, with the bulk of its loan volume tied to its Kansas City headquarters and surrounding markets. All figures cited here reflect FY2025 SBA 7(a) lender activity data only, and no claims are made regarding interest rates, loan terms, or likelihood of approval, as such details are not included in the underlying data set.
Where Commerce Bank lends
| State | Loans | Dollars |
|---|---|---|
| Missouri | 25 | $5,678,900 |
| Kansas | 16 | $4,472,100 |
| Colorado | 5 | $1,029,200 |
| Oklahoma | 1 | $975,000 |
| Illinois | 1 | $50,000 |
Questions people ask
Is Commerce Bank an SBA lender?
Yes, according to FY2025 SBA 7(a) lender activity data, Commerce Bank approved SBA 7(a) loans during that period.
How many SBA 7(a) loans did Commerce Bank approve in FY2025?
Commerce Bank approved 48 SBA 7(a) loans in FY2025.
What was the total dollar amount of Commerce Bank's approved SBA 7(a) loans?
The total approved amount was $12,205,200, with $8,787,770 covered by SBA guaranty.
What is Commerce Bank's average SBA loan size?
The average SBA 7(a) loan size for Commerce Bank in FY2025 was $254,275.
Where is Commerce Bank headquartered?
Commerce Bank is headquartered in Kansas City, MO.
Where is Commerce Bank most active with SBA lending?
Its top states are Missouri (25 loans), Kansas (16 loans), and Colorado (5 loans).
What other states does Commerce Bank serve for SBA loans?
Beyond its top three states, Commerce Bank also reported SBA 7(a) activity in Oklahoma and Illinois.
Is Commerce Bank a national or regional SBA lender?
Based on its concentrated lending in Missouri, Kansas, and Colorado, Commerce Bank appears to function as a regional SBA lender.
How does Commerce Bank rank nationally by SBA loan volume?
Commerce Bank ranks #173 nationally by SBA 7(a) loan volume in FY2025.
How many states did Commerce Bank serve for SBA 7(a) loans in FY2025?
Commerce Bank served five states: MO, KS, CO, OK, and IL.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Commerce Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.