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Southern Bancorp Bank
Arkadelphia, AR · Active Lender · National rank #153
Southern Bancorp Bank approved 54 SBA 7(a) loans in FY2025, ranking #153 nationally among SBA lenders. Its lending activity is concentrated mainly in Arkansas, with additional activity in Mississippi and Texas.
Southern Bancorp Bank, headquartered in Arkadelphia, AR, is an active participant in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, the bank approved 54 SBA 7(a) loans totaling $41,755,100 in gross approved dollars during the fiscal year. Of that amount, $31,047,895 was backed by SBA guaranty. The average loan size across these approved loans was $773,243.
Based on this loan volume, Southern Bancorp Bank ranks #153 nationally among SBA 7(a) lenders in FY2025. The bank's lending activity is concentrated primarily in Arkansas, where it approved 41 loans, followed by Mississippi with 9 loans and Texas with 2 loans. Beyond these top states, Southern Bancorp Bank's SBA 7(a) lending footprint extends to Louisiana and Oklahoma, according to the states-served data reported for this period.
This concentration of lending activity in Arkansas and neighboring states suggests a regional focus for the bank's SBA lending operations rather than a nationwide presence. All figures cited here—including loan counts, dollar volume, guaranty amounts, average loan size, and state distribution—are drawn exclusively from FY2025 SBA 7(a) lender activity data. This profile does not include information on interest rates, loan terms, approval criteria, or likelihood of approval, as such details are not part of the underlying dataset used to compile this listing.
Where Southern Bancorp Bank lends
| State | Loans | Dollars |
|---|---|---|
| Arkansas | 41 | $23,166,300 |
| Mississippi | 9 | $8,118,800 |
| Texas | 2 | $4,869,000 |
| Louisiana | 1 | $4,560,000 |
| Oklahoma | 1 | $1,041,000 |
Questions people ask
Is Southern Bancorp Bank an SBA lender?
Yes, Southern Bancorp Bank participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did Southern Bancorp Bank approve in FY2025?
Southern Bancorp Bank approved 54 SBA 7(a) loans in FY2025.
What was the total dollar amount of loans approved?
The total approved dollar amount was $41,755,100 in FY2025.
What is Southern Bancorp Bank's average SBA loan size?
The average loan size was $773,243 in FY2025.
How much of the loan volume was SBA-guaranteed?
$31,047,895 of the approved dollar volume carried an SBA guaranty.
Where is Southern Bancorp Bank headquartered?
It is headquartered in Arkadelphia, AR.
Where is Southern Bancorp Bank most active with SBA lending?
Its top states by loan count are Arkansas (41 loans), Mississippi (9 loans), and Texas (2 loans).
Is Southern Bancorp Bank a national or regional SBA lender?
Based on its concentrated lending in Arkansas, Mississippi, and Texas, it operates as a regional SBA lender.
What other states does Southern Bancorp Bank serve?
In addition to its top states, it serves Louisiana and Oklahoma.
How does Southern Bancorp Bank rank nationally by SBA loan volume?
It ranks #153 nationally among SBA 7(a) lenders in FY2025.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Southern Bancorp Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.