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First Community Bank
BLUEFIELD, VA · High-Volume Lender · National rank #89
First Community Bank approved 104 SBA 7(a) loans in FY2025, ranking #89 nationally among SBA lenders. Its lending is most concentrated in Virginia, North Carolina, and West Virginia, with an average loan size of $435,963.
First Community Bank, headquartered in Bluefield, VA, is an active participant in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, the bank approved 104 SBA 7(a) loans during the fiscal year, totaling $45,340,200 in approved loan dollars. Of that amount, $32,509,000 was backed by SBA guaranty. The average loan size across these transactions was $435,963.
This volume places First Community Bank at #89 in national ranking among SBA 7(a) lenders by loan volume for FY2025. Its lending activity is concentrated in a handful of states, with Virginia accounting for the most loans (43), followed by North Carolina (39) and West Virginia (19). Beyond these top three states, the bank's FY2025 SBA 7(a) activity data also reflects lending in Tennessee, Arkansas, and California, indicating a regional footprint extending into the broader Southeast and select additional markets.
Overall, the data indicates First Community Bank operates as a regional SBA 7(a) lender with its core activity centered in the Mid-Atlantic and Southeastern United States, particularly Virginia, North Carolina, and West Virginia. All figures cited here are drawn directly from FY2025 SBA 7(a) lender activity data and do not reflect interest rates, approval likelihood, or other loan terms.
Where First Community Bank lends
| State | Loans | Dollars |
|---|---|---|
| North Carolina | 39 | $21,071,400 |
| Virginia | 43 | $17,778,200 |
| West Virginia | 19 | $3,411,900 |
| Tennessee | 3 | $3,078,700 |
| Arkansas | 3 | $1,037,400 |
| California | 1 | $250,000 |
Questions people ask
Is First Community Bank an SBA lender?
Yes, First Community Bank participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did First Community Bank approve in FY2025?
According to FY2025 SBA data, it approved 104 SBA 7(a) loans.
What was the total dollar volume of First Community Bank's SBA 7(a) loans in FY2025?
The bank approved $45,340,200 in SBA 7(a) loan dollars in FY2025.
What is First Community Bank's average SBA 7(a) loan size?
The average loan size was $435,963 in FY2025.
How much of First Community Bank's SBA lending was backed by SBA guaranty?
$32,509,000 of its FY2025 SBA 7(a) loan volume was covered by SBA guaranty.
Where is First Community Bank headquartered?
It is headquartered in Bluefield, VA.
Where is First Community Bank most active with SBA 7(a) lending?
Its top states by loan count are Virginia (43 loans), North Carolina (39 loans), and West Virginia (19 loans).
Is First Community Bank a national or regional SBA lender?
Based on its concentrated activity in VA, NC, and WV, it operates as a regional SBA 7(a) lender.
How does First Community Bank rank by SBA loan volume nationally?
It ranked #89 nationally among SBA 7(a) lenders in FY2025.
What other states does First Community Bank serve for SBA loans?
In addition to its top three states, FY2025 data shows activity in Tennessee, Arkansas, and California.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with First Community Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.