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Five Star Bank
WARSAW, NY · High-Volume Lender · National rank #95
Five Star Bank approved 95 SBA 7(a) loans in FY2025, ranking #95 nationally, with most of its lending concentrated in New York state.
Five Star Bank, headquartered in Warsaw, NY, is an active participant in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, Five Star Bank approved 95 SBA 7(a) loans during the fiscal year, totaling approximately $12,599,500 in approved loan dollars. The SBA guaranty portion of these loans totaled $7,886,300. The average loan size across these approved loans was approximately $132,626.
Five Star Bank's lending activity ranks it #95 nationally by SBA 7(a) loan volume among all SBA 7(a) lenders reporting FY2025 activity. Based on the state distribution of its approved loans, Five Star Bank is most active in New York, which accounted for 93 of its 95 approved loans in FY2025. It also approved a small number of loans in California (4 loans) and Pennsylvania (2 loans). Beyond these top states, SBA data indicates the bank served borrowers in Washington and Virginia as well, though in smaller volumes.
This concentration of lending activity in New York, combined with limited activity in a handful of other states, indicates that Five Star Bank functions primarily as a regional SBA 7(a) lender rather than a lender with a broad national footprint. All figures presented here are drawn exclusively from FY2025 SBA 7(a) lender activity data and do not reflect interest rates, underwriting criteria, or likelihood of loan approval.
Where Five Star Bank lends
| State | Loans | Dollars |
|---|---|---|
| New York | 93 | $12,445,200 |
| California | 4 | $1,656,000 |
| Washington | 1 | $400,000 |
| Virginia | 1 | $250,000 |
| Pennsylvania | 2 | $154,300 |
Questions people ask
Is Five Star Bank an SBA lender?
Yes, Five Star Bank participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did Five Star Bank approve in FY2025?
Five Star Bank approved 95 SBA 7(a) loans in FY2025.
What was the total dollar volume of Five Star Bank's SBA 7(a) loans?
The total approved loan amount was $12,599,500 in FY2025.
What is Five Star Bank's average SBA 7(a) loan size?
The average loan size was approximately $132,626.
What portion of Five Star Bank's loans is SBA-guaranteed?
The total SBA guaranty amount across its FY2025 loans was $7,886,300.
Where is Five Star Bank most active for SBA lending?
Five Star Bank is most active in New York, with 93 of its 95 FY2025 loans made there, followed by California (4 loans) and Pennsylvania (2 loans).
Is Five Star Bank a national or regional SBA lender?
Based on FY2025 data, Five Star Bank operates primarily as a regional SBA lender concentrated in New York, with minor activity in a few other states.
How does Five Star Bank rank by SBA loan volume?
Five Star Bank ranks #95 nationally by SBA 7(a) loan volume in FY2025.
Where is Five Star Bank headquartered?
Five Star Bank is headquartered in Warsaw, NY.
What states does Five Star Bank serve for SBA loans?
According to FY2025 data, Five Star Bank served borrowers in NY, CA, PA, WA, and VA.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Five Star Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.