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Central Bank
PROVO, UT · Active Lender · National rank #122
Central Bank approved 70 SBA 7(a) loans in FY2025, ranking #122 nationally by loan volume, with lending activity concentrated mainly in Utah.
Central Bank is an SBA 7(a) lender headquartered in Provo, Utah. According to FY2025 SBA 7(a) lender activity data, Central Bank approved 70 SBA 7(a) loans during the fiscal year, totaling $26,879,600 in approved loan dollars. Of that amount, $18,256,460 was backed by the SBA guaranty. The average loan size across these approved loans was $383,994.
Based on FY2025 SBA activity data, Central Bank ranks #122 nationally among SBA 7(a) lenders by loan volume. Its lending activity in this period was concentrated heavily in its home state of Utah, which accounted for 69 of its 70 approved loans, indicating a strong regional focus. The remaining loan volume was spread thinly across other states, including Iowa and Georgia, each with 2 loans recorded. Beyond these top states, SBA data shows Central Bank also served borrowers in Florida, Alabama, and Arizona during the fiscal year, though loan counts in these additional states were not among the highest reported.
Overall, the FY2025 SBA 7(a) lender activity data indicates that Central Bank operates primarily as a Utah-based, regionally concentrated SBA lender, with limited but present activity extending into a handful of other states. These figures reflect only the loan volume, dollar amounts, guaranty totals, and geographic distribution reported for FY2025 and do not represent interest rates, underwriting practices, or likelihood of loan approval.
Where Central Bank lends
| State | Loans | Dollars |
|---|---|---|
| Utah | 69 | $26,629,600 |
| Iowa | 2 | $6,500,000 |
| Georgia | 2 | $2,858,000 |
| Florida | 2 | $578,000 |
| Alabama | 1 | $332,000 |
| Arizona | 1 | $250,000 |
Questions people ask
Is Central Bank an SBA lender?
Yes, according to FY2025 SBA 7(a) lender activity data, Central Bank is an active SBA 7(a) lender headquartered in Provo, Utah.
How many SBA 7(a) loans did Central Bank approve in FY2025?
Central Bank approved 70 SBA 7(a) loans in FY2025.
What was the total dollar amount of Central Bank's approved SBA loans?
Central Bank's approved SBA 7(a) loans totaled $26,879,600 in FY2025.
What is Central Bank's average SBA loan size?
The average SBA 7(a) loan size for Central Bank in FY2025 was $383,994.
How much of Central Bank's loan volume was SBA-guaranteed?
SBA guaranty dollars totaled $18,256,460 of Central Bank's approved loan volume in FY2025.
Where is Central Bank most active with SBA lending?
Central Bank's SBA lending in FY2025 was concentrated mainly in Utah, with 69 of its 70 loans in that state, followed by small volumes in Iowa and Georgia (2 loans each).
Is Central Bank a national or regional SBA lender?
Based on its FY2025 loan distribution, Central Bank functions primarily as a regional SBA lender concentrated in Utah, with minor activity in a few other states.
What states does Central Bank serve for SBA loans?
FY2025 SBA data lists Central Bank as active in Utah, Iowa, Georgia, Florida, Alabama, and Arizona.
How does Central Bank rank nationally among SBA 7(a) lenders?
Central Bank ranks #122 nationally by SBA 7(a) loan volume in FY2025.
Where is Central Bank headquartered?
Central Bank is headquartered in Provo, Utah.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Central Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.