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Idaho Central CU
CHUBBUCK, ID · High-Volume Lender · National rank #92
Idaho Central CU approved 102 SBA 7(a) loans in FY2025, ranking #92 nationally, with an average loan size of $542,214 and most of its activity concentrated in Idaho.
Idaho Central CU is a credit union headquartered in Chubbuck, Idaho, that participates in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, Idaho Central CU approved 102 SBA 7(a) loans totaling $55,305,800 in approved loan dollars during the fiscal year. Of that total, $38,101,190 was backed by SBA guaranty dollars. The average loan size across these approved loans was $542,214.
Based on this loan volume, Idaho Central CU ranks #92 nationally among SBA 7(a) lenders for FY2025. The lender's activity data shows it served borrowers across seven states: Idaho, Washington, Arizona, Ohio, Montana, Oregon, and Utah. However, its lending activity is heavily concentrated in its home state, with Idaho accounting for 86 of the 102 approved loans. Washington followed with 10 loans, and Arizona had 2 loans, with the remainder distributed among the other states served.
This concentration pattern indicates that while Idaho Central CU has some multi-state SBA lending presence, the bulk of its SBA 7(a) activity is centered in and around its Idaho headquarters. All figures presented here are drawn directly from FY2025 SBA 7(a) lender activity data and reflect only the loan volume, dollar amounts, guaranty amounts, and geographic distribution reported for that fiscal year.
Where Idaho Central CU lends
| State | Loans | Dollars |
|---|---|---|
| Idaho | 86 | $45,829,300 |
| Ohio | 1 | $3,205,000 |
| Montana | 1 | $2,400,000 |
| Washington | 10 | $2,356,500 |
| Oregon | 1 | $1,200,000 |
| Arizona | 2 | $175,000 |
| Utah | 1 | $140,000 |
Questions people ask
Is Idaho Central CU an SBA lender?
Yes, Idaho Central CU participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did Idaho Central CU approve in FY2025?
Idaho Central CU approved 102 SBA 7(a) loans in FY2025.
What was the total dollar amount of loans approved?
Idaho Central CU approved $55,305,800 in total SBA 7(a) loan dollars in FY2025.
What is Idaho Central CU's average loan size?
The average SBA 7(a) loan size for Idaho Central CU in FY2025 was $542,214.
How much of the loan volume was SBA-guaranteed?
$38,101,190 of the approved loan dollars was backed by SBA guaranty in FY2025.
Where is Idaho Central CU headquartered?
Idaho Central CU is headquartered in Chubbuck, Idaho.
Where is Idaho Central CU most active with SBA lending?
Idaho Central CU is most active in Idaho, with 86 of its 102 approved loans, followed by Washington with 10 and Arizona with 2.
Is Idaho Central CU a national or regional SBA lender?
Based on FY2025 data, Idaho Central CU functions primarily as a regional lender, with the vast majority of its activity concentrated in Idaho, though it also serves Washington, Arizona, Ohio, Montana, Oregon, and Utah.
How does Idaho Central CU rank by SBA loan volume?
Idaho Central CU ranks #92 nationally among SBA 7(a) lenders in FY2025.
What states does Idaho Central CU serve for SBA loans?
Idaho Central CU's FY2025 SBA 7(a) activity spans Idaho, Washington, Arizona, Ohio, Montana, Oregon, and Utah.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Idaho Central CU; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.