GetFundedUSA › SBA Lenders › UMB Bank, National Association
UMB Bank, National Association
KANSAS CITY, MO · Active Lender · National rank #105
UMB Bank, National Association approved 87 SBA 7(a) loans in FY2025, ranking #105 nationally by loan volume. Its average loan size was $593,544, with the most activity concentrated in Missouri, Arizona, and Texas.
UMB Bank, National Association is a headquartered lender based in Kansas City, MO, participating in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, UMB Bank approved 87 SBA 7(a) loans totaling $51,638,300 in approved dollars during the fiscal year. Of that total, $38,084,850 was backed by SBA guaranty. The average loan size across these transactions was $593,544, indicating the bank tends to work with borrowers seeking mid-to-larger sized SBA loans compared to smaller micro-loan programs.
Nationally, UMB Bank ranks #105 by SBA 7(a) loan volume among all participating lenders in FY2025, placing it outside the top tier of high-volume national SBA lenders. The bank's SBA lending activity is concentrated most heavily in Missouri, with 20 loans, followed by Arizona with 17 loans and Texas with 14 loans. Beyond these top three states, UMB Bank's SBA 7(a) lending footprint extends to Kansas, Colorado, Utah, Iowa, Nebraska, Wisconsin, New Mexico, and Illinois, suggesting a regional rather than purely local lending pattern centered in the Midwest and expanding into the Southwest.
This profile reflects only the FY2025 SBA 7(a) lender activity data reported for UMB Bank and does not include information on interest rates, loan terms, or approval likelihood, none of which are available in the source data.
Where UMB Bank, National Association lends
| State | Loans | Dollars |
|---|---|---|
| Arizona | 17 | $14,519,900 |
| Missouri | 20 | $8,695,000 |
| Utah | 9 | $8,263,900 |
| Texas | 14 | $7,031,300 |
| Kansas | 11 | $6,149,300 |
| Colorado | 10 | $4,332,200 |
| Iowa | 2 | $1,007,500 |
| Nebraska | 1 | $700,000 |
| Wisconsin | 1 | $462,000 |
| New Mexico | 1 | $334,000 |
| Illinois | 1 | $143,200 |
Questions people ask
Is UMB Bank, National Association an SBA lender?
Yes, UMB Bank participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did UMB Bank approve in FY2025?
UMB Bank approved 87 SBA 7(a) loans in FY2025.
What was the total dollar amount of UMB Bank's approved SBA loans?
The total approved dollar amount was $51,638,300 in FY2025.
What is UMB Bank's average SBA loan size?
The average loan size was $593,544 in FY2025.
How much of UMB Bank's SBA lending was government-guaranteed?
$38,084,850 of the approved dollars was backed by SBA guaranty.
Where is UMB Bank headquartered?
UMB Bank, National Association is headquartered in Kansas City, MO.
Where is UMB Bank most active with SBA lending?
UMB Bank's top states for SBA 7(a) lending are Missouri (20 loans), Arizona (17 loans), and Texas (14 loans).
Is UMB Bank a national or regional SBA lender?
Based on its lending footprint across states like MO, AZ, TX, KS, CO, UT, IA, NE, WI, NM, and IL, UMB Bank operates as a regional SBA lender with a Midwest and Southwest presence.
How does UMB Bank rank nationally by SBA loan volume?
UMB Bank ranks #105 nationally by SBA 7(a) loan volume in FY2025.
What states does UMB Bank serve for SBA loans?
UMB Bank's FY2025 SBA 7(a) activity covers MO, AZ, TX, KS, CO, UT, IA, NE, WI, NM, and IL.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with UMB Bank, National Association; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.