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Cadence Bank
TUPELO, MS · Top National Lender · National rank #17
Cadence Bank approved 786 SBA 7(a) loans totaling over $400 million in FY2025, ranking #17 nationally among SBA lenders. Its average loan size was about $509,000, with the most activity in Texas, California, and Florida.
Cadence Bank, headquartered in Tupelo, MS, is an active participant in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, Cadence Bank approved 786 SBA 7(a) loans totaling $400,163,500 in approved loan dollars. Of that amount, $300,887,485 was backed by SBA guaranty. The average loan size across these approved loans was $509,114.
Cadence Bank ranks #17 nationally among SBA 7(a) lenders by loan volume for FY2025, placing it among the more active lenders in the program during this period. The bank's lending activity spans a wide geographic footprint, with reported activity across 46 states, including TX, CA, FL, GA, NY, IL, TN, CO, AZ, NC, OH, VA, NJ, MS, AL, PA, MI, UT, OR, LA, SC, MD, MO, MA, WA, NV, IN, AR, WI, ID, OK, MT, CT, DE, KS, DC, NE, HI, MN, NH, WY, VT, KY, ME, NM, and SD.
The lender's most active states by loan count in FY2025 were Texas (113 loans), California (92 loans), and Florida (76 loans). This distribution, combined with the number of states served, indicates that Cadence Bank operates as a lender with reach beyond its home state of Mississippi. All figures cited here are drawn exclusively from FY2025 SBA 7(a) lender activity data and do not reflect interest rates, loan terms, or approval likelihood.
Where Cadence Bank lends
| State | Loans | Dollars |
|---|---|---|
| Texas | 113 | $67,792,600 |
| Florida | 76 | $36,396,600 |
| Georgia | 63 | $31,995,700 |
| California | 92 | $30,697,000 |
| Illinois | 37 | $24,090,000 |
| Tennessee | 28 | $23,506,500 |
| Mississippi | 14 | $16,689,000 |
| Ohio | 19 | $15,245,400 |
| North Carolina | 20 | $12,707,500 |
| New York | 42 | $12,685,000 |
| Arkansas | 7 | $11,983,000 |
| Louisiana | 12 | $11,896,500 |
| Arizona | 21 | $11,323,800 |
| Virginia | 19 | $9,045,000 |
| Missouri | 10 | $8,517,100 |
Questions people ask
Is Cadence Bank an SBA lender?
Yes, Cadence Bank participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did Cadence Bank approve in FY2025?
Cadence Bank approved 786 SBA 7(a) loans in FY2025.
What was the total dollar amount of Cadence Bank's approved SBA 7(a) loans?
Cadence Bank's approved SBA 7(a) loans totaled $400,163,500 in FY2025.
What is Cadence Bank's average SBA 7(a) loan size?
The average loan size was $509,114 in FY2025.
How much of Cadence Bank's SBA lending was backed by SBA guaranty?
$300,887,485 of the approved loan dollars was covered by SBA guaranty.
Where is Cadence Bank headquartered?
Cadence Bank is headquartered in Tupelo, Mississippi.
Where is Cadence Bank most active with SBA lending?
In FY2025, Cadence Bank's most active states were Texas (113 loans), California (92 loans), and Florida (76 loans).
Is Cadence Bank a national or regional SBA lender?
Cadence Bank reported SBA 7(a) activity in 46 states in FY2025, indicating a national lending footprint.
How does Cadence Bank rank among SBA 7(a) lenders by volume?
Cadence Bank ranked #17 nationally by SBA 7(a) loan volume in FY2025.
Does Cadence Bank lend outside of Mississippi?
Yes, its top lending states in FY2025 were Texas, California, and Florida, not Mississippi.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Cadence Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.