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First-Citizens Bank & Trust Company
RALEIGH, NC · High-Volume Lender · National rank #77
First-Citizens Bank & Trust Company approved 117 SBA 7(a) loans in FY2025, ranking #77 nationally among SBA lenders, with its loans concentrated in California, South Carolina, and Florida.
First-Citizens Bank & Trust Company is a bank headquartered in Raleigh, NC, that participates in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, the bank approved 117 SBA 7(a) loans totaling $138,367,400 in approved dollars, with $100,464,700 in SBA-guaranteed dollars. The average loan size across these approved loans was $1,182,627.
Based on this loan volume, First-Citizens Bank & Trust Company ranks #77 nationally among SBA 7(a) lenders in FY2025. Its lending activity spans 19 states, including California, South Carolina, Florida, Georgia, Virginia, North Carolina, Maryland, Arizona, Washington, Tennessee, Nevada, Colorado, Ohio, Massachusetts, Louisiana, Texas, Oregon, Kansas, and Nebraska. The states with the most approved loans were California (25 loans), South Carolina (17 loans), and Florida (12 loans), indicating activity extending well beyond its North Carolina headquarters.
This profile reflects only figures reported in FY2025 SBA 7(a) lender activity data and does not include interest rates, approval likelihood, or other lending terms, which are not part of this dataset. Borrowers seeking additional details such as rates, fees, or eligibility requirements should contact the lender directly, as such information is not available in the SBA activity data referenced here.
Where First-Citizens Bank & Trust Company lends
| State | Loans | Dollars |
|---|---|---|
| California | 25 | $27,878,800 |
| South Carolina | 17 | $19,754,000 |
| Georgia | 11 | $16,770,000 |
| Florida | 12 | $15,549,000 |
| Virginia | 11 | $12,828,000 |
| Maryland | 5 | $9,117,000 |
| North Carolina | 10 | $6,540,600 |
| Tennessee | 4 | $4,685,000 |
| Ohio | 1 | $4,500,000 |
| Arizona | 5 | $4,165,000 |
| Washington | 5 | $4,103,000 |
| Massachusetts | 1 | $3,300,000 |
| Colorado | 2 | $3,273,000 |
| Louisiana | 1 | $1,439,000 |
| Nevada | 3 | $1,427,000 |
Questions people ask
Is First-Citizens Bank & Trust Company an SBA lender?
Yes, it participated in the SBA 7(a) loan program and appears in FY2025 SBA 7(a) lender activity data.
How many SBA 7(a) loans did First-Citizens Bank & Trust Company approve in FY2025?
It approved 117 SBA 7(a) loans in FY2025.
What was the total dollar amount of loans approved?
Total approved dollars were $138,367,400, with $100,464,700 in SBA-guaranteed dollars.
What is First-Citizens Bank & Trust Company's average SBA loan size?
The average loan size was $1,182,627 in FY2025.
Where is First-Citizens Bank & Trust Company headquartered?
It is headquartered in Raleigh, NC.
Where is First-Citizens Bank & Trust Company most active with SBA loans?
Its top states by loan count were California (25 loans), South Carolina (17 loans), and Florida (12 loans).
Is First-Citizens Bank & Trust Company a national or regional SBA lender?
It served 19 states in FY2025, suggesting a multi-regional rather than purely local lending footprint.
How does First-Citizens Bank & Trust Company rank by SBA loan volume?
It ranked #77 nationally among SBA 7(a) lenders in FY2025.
How many states did First-Citizens Bank & Trust Company serve with SBA loans?
It served 19 states, including CA, SC, FL, GA, VA, NC, MD, AZ, WA, TN, NV, CO, OH, MA, LA, TX, OR, KS, and NE.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with First-Citizens Bank & Trust Company; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.