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First Commonwealth Bank
Indiana, PA · High-Volume Lender · National rank #40
First Commonwealth Bank approved 218 SBA 7(a) loans in FY2025, ranking #40 nationally among SBA 7(a) lenders, with an average loan size of $609,134 and its heaviest activity in Pennsylvania and Ohio.
First Commonwealth Bank is an SBA 7(a) lender headquartered in Indiana, Pennsylvania. According to FY2025 SBA 7(a) lender activity data, the bank approved 218 SBA 7(a) loans totaling $132,791,300 in approved dollars, with $98,877,000 in SBA-guaranteed dollars. The average loan size across these approved loans was $609,134.
Based on this FY2025 activity data, First Commonwealth Bank ranks #40 nationally among SBA 7(a) lenders by loan volume. Its lending activity is most concentrated in Pennsylvania (72 loans), Ohio (64 loans), and Texas (24 loans), which together account for the majority of its approved loan count. Beyond these top three states, the bank's FY2025 SBA 7(a) activity extended to a broader set of states, including Florida, North Carolina, South Carolina, Georgia, Illinois, Kansas, Virginia, Colorado, Kentucky, New Jersey, Massachusetts, Oregon, Wisconsin, Michigan, Delaware, New Hampshire, Tennessee, Missouri, Arkansas, and Connecticut.
This distribution of activity across more than twenty states, combined with a concentrated core in Pennsylvania and Ohio, indicates that First Commonwealth Bank operates as a regional SBA 7(a) lender with an expanded multi-state lending footprint. All figures presented here are drawn exclusively from FY2025 SBA 7(a) lender activity data and do not reflect interest rates, underwriting criteria, or likelihood of loan approval.
Where First Commonwealth Bank lends
| State | Loans | Dollars |
|---|---|---|
| Ohio | 64 | $48,806,800 |
| Pennsylvania | 72 | $46,650,600 |
| Texas | 24 | $11,501,200 |
| Florida | 20 | $9,523,700 |
| South Carolina | 4 | $2,299,000 |
| North Carolina | 5 | $2,289,100 |
| Georgia | 4 | $1,964,300 |
| Kansas | 2 | $1,923,500 |
| Virginia | 2 | $1,053,000 |
| Illinois | 3 | $776,700 |
| Colorado | 2 | $721,000 |
| Kentucky | 2 | $675,000 |
| Wisconsin | 1 | $665,000 |
| New Jersey | 2 | $644,400 |
| Massachusetts | 2 | $633,000 |
Questions people ask
Is First Commonwealth Bank an SBA lender?
Yes, First Commonwealth Bank is an SBA 7(a) lender based on FY2025 SBA activity data.
How many SBA 7(a) loans did First Commonwealth Bank approve in FY2025?
It approved 218 SBA 7(a) loans in FY2025.
What was the total dollar amount of loans approved?
Approved loans totaled $132,791,300 in FY2025.
What is First Commonwealth Bank's average SBA loan size?
The average loan size was $609,134 in FY2025.
How much of the loan volume was SBA-guaranteed?
$98,877,000 of the approved loan dollars was covered by SBA guaranty.
Where is First Commonwealth Bank most active in SBA lending?
It is most active in Pennsylvania (72 loans), Ohio (64 loans), and Texas (24 loans).
Is First Commonwealth Bank a national or regional SBA lender?
Based on its concentration of loans in Pennsylvania and Ohio, alongside activity in over 20 other states, it functions as a regional SBA lender with a wider multi-state presence.
How does First Commonwealth Bank rank by SBA loan volume?
It ranks #40 nationally among SBA 7(a) lenders in FY2025.
Where is First Commonwealth Bank headquartered?
It is headquartered in Indiana, Pennsylvania.
In how many states did First Commonwealth Bank make SBA 7(a) loans in FY2025?
It made SBA 7(a) loans across 23 states in FY2025.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with First Commonwealth Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.