GetFundedUSA › SBA Lenders › Heritage Bank Inc
Heritage Bank Inc
Burlington, KY · High-Volume Lender · National rank #50
Heritage Bank Inc approved 185 SBA 7(a) loans in FY2025, ranking #50 nationally by loan volume, with an average loan size of $707,685 and its top activity in California, Florida, and New York.
Heritage Bank Inc is a headquartered lender based in Burlington, KY, that participates in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, Heritage Bank Inc approved 185 SBA 7(a) loans totaling $130,921,700 in approved dollar volume during the fiscal year. Of that total, $101,751,995 was covered by SBA guaranty. The average loan size across these approvals was $707,685, indicating a focus on larger transactions relative to many community-bank SBA lenders.
By national loan volume, Heritage Bank Inc ranked #50 among SBA 7(a) lenders in FY2025. While headquartered in Kentucky, the bank's SBA lending activity in FY2025 was concentrated outside its home state, with California (19 loans), Florida (16 loans), and New York (16 loans) representing its top three states by loan count. Beyond these top states, FY2025 data shows Heritage Bank Inc also recorded SBA 7(a) activity in a broad range of additional states, including Illinois, Pennsylvania, Ohio, New Jersey, Texas, Georgia, North Carolina, Colorado, Missouri, Michigan, and others, totaling 36 states served overall.
This profile reflects only the figures reported in FY2025 SBA 7(a) lender activity data. It does not include interest rates, underwriting criteria, approval likelihood, or contact information, as this data was not provided.
Where Heritage Bank Inc lends
| State | Loans | Dollars |
|---|---|---|
| Texas | 8 | $12,635,000 |
| Florida | 16 | $11,103,000 |
| Pennsylvania | 12 | $10,401,000 |
| Kentucky | 7 | $10,192,000 |
| California | 19 | $9,292,000 |
| New York | 16 | $8,709,000 |
| New Jersey | 9 | $8,172,800 |
| Colorado | 5 | $6,943,000 |
| Ohio | 11 | $6,499,500 |
| Illinois | 13 | $5,621,400 |
| Utah | 4 | $4,496,000 |
| Missouri | 5 | $4,286,000 |
| Indiana | 4 | $3,389,000 |
| Tennessee | 2 | $3,030,000 |
| North Carolina | 6 | $2,970,000 |
Questions people ask
Is Heritage Bank Inc an SBA lender?
Yes, Heritage Bank Inc participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did Heritage Bank Inc approve in FY2025?
Heritage Bank Inc approved 185 SBA 7(a) loans in FY2025.
What was the total dollar volume of Heritage Bank Inc's SBA 7(a) loans in FY2025?
The total approved dollar volume was $130,921,700.
What is Heritage Bank Inc's average SBA loan size?
The average loan size in FY2025 was $707,685.
How much of Heritage Bank Inc's SBA lending was SBA-guaranteed?
$101,751,995 of its approved loan volume was covered by SBA guaranty.
Where is Heritage Bank Inc headquartered?
Heritage Bank Inc is headquartered in Burlington, KY.
Where is Heritage Bank Inc most active for SBA lending?
Its top states by loan count in FY2025 were California (19 loans), Florida (16 loans), and New York (16 loans).
Is Heritage Bank Inc a national or regional SBA lender?
Heritage Bank Inc served 36 states in FY2025, indicating a national rather than purely regional lending footprint.
How does Heritage Bank Inc rank among SBA 7(a) lenders by volume?
It ranked #50 nationally by SBA 7(a) loan volume in FY2025.
Does Heritage Bank Inc lend primarily in its home state of Kentucky?
No, based on FY2025 data its highest loan counts were in California, Florida, and New York, not Kentucky.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Heritage Bank Inc; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.