GetFundedUSA › SBA Lenders › US Metro Bank
US Metro Bank
GARDEN GROVE, CA · High-Volume Lender · National rank #68
US Metro Bank approved 135 SBA 7(a) loans in FY2025, ranking #68 nationally by loan volume. Its average loan size was about $2.05 million, with the most activity in California, Texas, and Washington.
US Metro Bank is an SBA 7(a) lender headquartered in Garden Grove, CA. According to FY2025 SBA 7(a) lender activity data, the bank approved 135 SBA 7(a) loans totaling $276,907,000 in approved loan dollars, with $207,570,250 backed by SBA guaranty. The average loan size across these approvals was $2,051,163, indicating a focus on larger commercial transactions relative to many SBA lenders.
Nationally, US Metro Bank ranks #68 by SBA 7(a) loan volume among lenders reporting FY2025 activity. Its lending activity spans 31 states, with the largest concentrations of loans in California (52 loans), Texas (15 loans), and Washington (9 loans). Additional states served include Florida, New Mexico, Nevada, Georgia, Maryland, Oregon, Louisiana, Arizona, Kentucky, Michigan, Oklahoma, North Carolina, Colorado, Wyoming, Pennsylvania, Wisconsin, Nebraska, Alabama, New York, Tennessee, West Virginia, Idaho, Missouri, Virginia, Mississippi, Kansas, Indiana, and Ohio.
This distribution suggests that while US Metro Bank maintains a multi-state SBA lending footprint, its core activity remains centered in California, its home state, supplemented by notable volume in Texas and Washington. All figures presented here are drawn exclusively from FY2025 SBA 7(a) lender activity data and reflect loan counts, dollar volume, and guaranty amounts reported for that period.
Where US Metro Bank lends
| State | Loans | Dollars |
|---|---|---|
| California | 52 | $102,115,000 |
| Texas | 15 | $38,702,000 |
| New Mexico | 5 | $16,988,000 |
| Washington | 9 | $13,222,000 |
| Florida | 6 | $11,600,000 |
| Maryland | 3 | $8,508,000 |
| Georgia | 4 | $7,616,000 |
| Kentucky | 2 | $7,525,000 |
| Oregon | 3 | $6,160,000 |
| Michigan | 2 | $6,070,000 |
| Oklahoma | 2 | $5,175,000 |
| Louisiana | 3 | $5,161,000 |
| Nebraska | 1 | $5,000,000 |
| Wisconsin | 1 | $5,000,000 |
| Nevada | 5 | $4,770,000 |
Questions people ask
Is US Metro Bank an SBA lender?
Yes, US Metro Bank is an SBA 7(a) lender based on FY2025 SBA activity data.
How many SBA 7(a) loans did US Metro Bank approve in FY2025?
US Metro Bank approved 135 SBA 7(a) loans in FY2025.
What is US Metro Bank's average SBA loan size?
The average SBA 7(a) loan size for US Metro Bank in FY2025 was $2,051,163.
What was US Metro Bank's total SBA loan volume in FY2025?
US Metro Bank approved a total of $276,907,000 in SBA 7(a) loan dollars in FY2025.
How much of US Metro Bank's SBA lending was guaranteed by the SBA?
$207,570,250 of US Metro Bank's approved SBA loan dollars was backed by SBA guaranty in FY2025.
Where is US Metro Bank headquartered?
US Metro Bank is headquartered in Garden Grove, CA.
Where is US Metro Bank most active with SBA lending?
Its top states by loan count are California (52 loans), Texas (15 loans), and Washington (9 loans).
Is US Metro Bank a national or regional SBA lender?
US Metro Bank serves 31 states but its lending is heavily concentrated in California, indicating a regional lender with a national footprint.
How does US Metro Bank rank by SBA loan volume?
US Metro Bank ranks #68 nationally by SBA 7(a) loan volume in FY2025.
How many states did US Metro Bank make SBA loans in during FY2025?
US Metro Bank made SBA 7(a) loans in 31 states during FY2025.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with US Metro Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.