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HomeTrust Bank
ASHEVILLE, NC · Active Lender · National rank #112
HomeTrust Bank approved 77 SBA 7(a) loans in FY2025, ranking #112 nationally by loan volume. Its average loan size was about $965,000, with the most activity concentrated in North Carolina, Florida, and Georgia.
HomeTrust Bank is a headquartered lender based in Asheville, NC, that participates in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, HomeTrust Bank approved 77 SBA 7(a) loans totaling $74,289,200 in approved loan dollars, with $55,658,800 backed by SBA guaranty. The average loan size across these approved loans was $964,795, indicating the bank's lending activity skewed toward larger commercial loan amounts within the SBA 7(a) program.
Nationally, HomeTrust Bank ranked #112 by SBA 7(a) loan volume in FY2025 among participating lenders. Its top states of activity were North Carolina (12 loans), Florida (11 loans), and Georgia (7 loans), reflecting a concentration of lending near its home region along with expansion into nearby Southeastern states. Beyond these top three states, FY2025 SBA data shows HomeTrust Bank also recorded loan activity across a broader set of states, including Virginia, Texas, Maryland, California, Tennessee, New York, Colorado, Alaska, Pennsylvania, Indiana, South Carolina, Iowa, Illinois, Louisiana, Utah, Alabama, and New Jersey, indicating some multi-state reach beyond its Southeastern base.
All figures presented here are drawn exclusively from FY2025 SBA 7(a) lender activity data and reflect loan approval counts, dollar volumes, and guaranty amounts as reported for that period. This profile does not include interest rates, approval likelihood, or additional lender details not present in that dataset.
Where HomeTrust Bank lends
| State | Loans | Dollars |
|---|---|---|
| North Carolina | 12 | $17,360,500 |
| Florida | 11 | $12,062,000 |
| Georgia | 7 | $6,874,000 |
| Texas | 6 | $5,132,000 |
| Tennessee | 4 | $4,923,000 |
| Virginia | 7 | $4,343,000 |
| New York | 4 | $3,805,000 |
| Maryland | 5 | $3,511,000 |
| Pennsylvania | 2 | $2,337,200 |
| Indiana | 1 | $2,230,000 |
| California | 5 | $2,172,000 |
| South Carolina | 1 | $1,950,000 |
| Colorado | 3 | $1,946,000 |
| Iowa | 1 | $1,907,500 |
| Illinois | 1 | $900,000 |
Questions people ask
Is HomeTrust Bank an SBA lender?
Yes, FY2025 SBA 7(a) lender activity data shows HomeTrust Bank participated as an SBA 7(a) lender.
How many SBA 7(a) loans did HomeTrust Bank approve in FY2025?
HomeTrust Bank approved 77 SBA 7(a) loans in FY2025.
What was the total dollar volume of HomeTrust Bank's SBA 7(a) loans in FY2025?
The total approved dollar volume was $74,289,200, with $55,658,800 in SBA guaranty dollars.
What is HomeTrust Bank's average SBA 7(a) loan size?
The average loan size was $964,795 in FY2025.
Where is HomeTrust Bank headquartered?
HomeTrust Bank is headquartered in Asheville, NC.
Where is HomeTrust Bank most active with SBA lending?
Its top states in FY2025 were North Carolina (12 loans), Florida (11 loans), and Georgia (7 loans).
Is HomeTrust Bank a national or regional SBA lender?
It shows lending activity in 20 states, but its loan concentration is heaviest in North Carolina, Florida, and Georgia, suggesting a regional focus with some national reach.
How does HomeTrust Bank rank by SBA loan volume?
HomeTrust Bank ranked #112 nationally in SBA 7(a) loan volume for FY2025.
How many states did HomeTrust Bank serve in FY2025?
FY2025 data shows HomeTrust Bank had SBA 7(a) loan activity in 20 states.
What is the SBA guaranty amount associated with HomeTrust Bank's loans?
SBA guaranty dollars totaled $55,658,800 for HomeTrust Bank's FY2025 approved loans.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with HomeTrust Bank; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.