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Readycap Lending, LLC
BERKELEY HEIGHTS, NJ · Top National Lender · National rank #6
Yes, Readycap Lending, LLC is a large SBA lender: it approved 3,139 SBA 7(a) loans in FY2025, ranking #6 nationally by volume, with an average loan size of $375,470 and its strongest activity in California, Florida, and New York.
Readycap Lending, LLC is an SBA 7(a) lender headquartered in Berkeley Heights, NJ. According to FY2025 SBA 7(a) lender activity data, Readycap Lending approved 3,139 SBA 7(a) loans totaling $1,178,600,300 in gross approved dollars, with $889,185,895 backed by SBA guaranty. The average loan size across these approvals was $375,470.
This volume places Readycap Lending at #6 in the national ranking of SBA 7(a) lenders by activity for FY2025, indicating it is among the higher-volume participants in the SBA 7(a) program nationally that year.
Readycap Lending's SBA lending activity spans a broad footprint, with loans reported across 50 states and the District of Columbia. Its most active states by loan count are California (469 loans), Florida (377 loans), and New York (315 loans), suggesting a concentration of activity in these markets relative to others it serves.
These figures reflect only the FY2025 SBA 7(a) lender activity data reported for Readycap Lending and do not represent interest rates, loan terms, approval likelihood, or any other lending criteria. Borrowers seeking specific terms or eligibility information should contact the lender directly, as this profile does not include that information.
Where Readycap Lending, LLC lends
| State | Loans | Dollars |
|---|---|---|
| California | 469 | $162,131,900 |
| Texas | 266 | $135,128,300 |
| Florida | 377 | $128,218,200 |
| New York | 315 | $117,525,000 |
| Washington | 103 | $109,604,500 |
| New Jersey | 118 | $47,037,700 |
| Georgia | 125 | $36,629,500 |
| Oregon | 44 | $34,571,500 |
| Virginia | 84 | $33,205,700 |
| Arizona | 64 | $32,154,900 |
| Illinois | 87 | $30,229,300 |
| Colorado | 78 | $25,758,300 |
| Maryland | 73 | $25,086,300 |
| Pennsylvania | 88 | $23,959,600 |
| Michigan | 74 | $21,533,100 |
Questions people ask
Is Readycap Lending, LLC an SBA lender?
Yes, Readycap Lending, LLC participates in the SBA 7(a) loan program based on FY2025 SBA activity data.
How many SBA 7(a) loans did Readycap Lending approve in FY2025?
Readycap Lending approved 3,139 SBA 7(a) loans in FY2025.
What was Readycap Lending's total SBA 7(a) loan volume in FY2025?
Total approved dollars were $1,178,600,300, with $889,185,895 covered by SBA guaranty.
What is Readycap Lending's average SBA loan size?
The average loan size was $375,470 in FY2025.
Where is Readycap Lending headquartered?
Readycap Lending is headquartered in Berkeley Heights, NJ.
Where is Readycap Lending most active?
Its top states by loan count are California (469 loans), Florida (377 loans), and New York (315 loans).
Is Readycap Lending a national or regional SBA lender?
Readycap Lending reported SBA 7(a) activity across 50 states plus DC in FY2025, indicating a national lending footprint.
How does Readycap Lending rank by SBA loan volume?
Readycap Lending ranked #6 nationally by SBA 7(a) loan volume in FY2025.
How many states did Readycap Lending serve in FY2025?
Readycap Lending reported SBA 7(a) loans in 50 states plus Washington, DC.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Readycap Lending, LLC; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.