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CenTrust Bank, A Division of SmartBiz Bank National Associat
Northbrook, IL · High-Volume Lender · National rank #28
CenTrust Bank approved 334 SBA 7(a) loans in FY2025, ranking #28 nationally by volume. Its lending was concentrated in California, Florida, and Texas, with an average loan size of about $213,811.
CenTrust Bank, A Division of SmartBiz Bank National Association, is headquartered in Northbrook, Illinois. According to FY2025 SBA 7(a) lender activity data, the bank approved 334 SBA 7(a) loans totaling $71,413,000 in approved dollars, with $56,487,134 in SBA guaranty dollars. The average loan size across these approved loans was $213,811.
Based on this FY2025 SBA activity data, CenTrust Bank ranks #28 nationally among SBA 7(a) lenders by loan volume. While headquartered in Illinois, its most active states for SBA 7(a) lending in FY2025 were California (57 loans), Florida (47 loans), and Texas (31 loans). Beyond these top three states, the bank's FY2025 SBA loan activity extended across a broad list of states, including New York, Illinois, North Carolina, Georgia, Virginia, Arizona, Colorado, Oregon, New Jersey, Pennsylvania, Wisconsin, Maryland, Minnesota, Washington, Massachusetts, Ohio, Michigan, and numerous others, indicating participation in SBA 7(a) lending across a large portion of the United States rather than a single regional footprint.
These figures reflect only FY2025 SBA 7(a) lender activity data as compiled from SBA records and do not include interest rates, fee structures, underwriting criteria, or approval likelihood. Borrowers seeking loan terms or eligibility information should contact the lender directly, as such details are not part of this dataset.
Where CenTrust Bank, A Division of SmartBiz Bank National Associat lends
| State | Loans | Dollars |
|---|---|---|
| California | 57 | $11,259,000 |
| Florida | 47 | $9,683,000 |
| Illinois | 17 | $9,444,000 |
| Texas | 31 | $5,869,000 |
| New York | 20 | $3,767,000 |
| Georgia | 12 | $2,444,000 |
| North Carolina | 14 | $2,322,000 |
| Virginia | 11 | $2,055,000 |
| Arizona | 10 | $1,921,000 |
| Colorado | 8 | $1,825,000 |
| Oregon | 7 | $1,543,000 |
| Wisconsin | 6 | $1,533,000 |
| New Jersey | 7 | $1,225,000 |
| Washington | 5 | $1,140,000 |
| Maryland | 6 | $1,022,000 |
Questions people ask
Is CenTrust Bank an SBA lender?
Yes, FY2025 SBA 7(a) lender activity data shows CenTrust Bank approved SBA 7(a) loans during that period.
How many SBA 7(a) loans did CenTrust Bank approve in FY2025?
CenTrust Bank approved 334 SBA 7(a) loans in FY2025.
What was the total dollar volume of CenTrust Bank's SBA 7(a) loans in FY2025?
The bank approved $71,413,000 in total SBA 7(a) loan dollars in FY2025.
What is CenTrust Bank's average SBA 7(a) loan size?
The average loan size was $213,811 in FY2025.
How much of CenTrust Bank's SBA lending was government-guaranteed?
SBA guaranty dollars totaled $56,487,134 in FY2025.
Where is CenTrust Bank headquartered?
CenTrust Bank is headquartered in Northbrook, Illinois.
Where is CenTrust Bank most active in SBA 7(a) lending?
In FY2025, its top states were California (57 loans), Florida (47 loans), and Texas (31 loans).
Is CenTrust Bank a national or regional SBA lender?
It served borrowers across more than 40 states in FY2025, indicating a national rather than regional lending footprint.
How does CenTrust Bank rank among SBA 7(a) lenders?
CenTrust Bank ranked #28 nationally by SBA 7(a) loan volume in FY2025.
Does CenTrust Bank only lend in Illinois?
No, despite being headquartered in Illinois, its highest loan volumes in FY2025 were in California, Florida, and Texas.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with CenTrust Bank, A Division of SmartBiz Bank National Associat; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.