GetFundedUSA › SBA Lenders › Pathward National Association
Pathward National Association
SIOUX FALLS, SD · High-Volume Lender · National rank #72
Pathward National Association approved 125 SBA 7(a) loans in FY2025, ranking #72 nationally by loan volume. Its average loan size was about $2.07 million, with the most activity in Florida, California, and Texas.
Pathward National Association is an SBA 7(a) lender headquartered in Sioux Falls, SD. According to FY2025 SBA 7(a) lender activity data, Pathward National Association approved 125 SBA 7(a) loans totaling $258,968,300 in gross approved dollars, with $192,844,975 backed by SBA guaranty. The average loan size across these approvals was $2,071,746, indicating a portfolio weighted toward larger commercial transactions rather than very small business loans.
Nationally, Pathward National Association ranks #72 by SBA 7(a) lending volume for FY2025 among participating SBA lenders. The lender's activity spans a broad footprint, with loans recorded in 35 states, including FL, CA, TX, GA, OH, NY, NC, NJ, IL, CO, VA, AZ, UT, MI, AL, WY, TN, NE, IA, MT, SC, KY, IN, LA, ME, NM, MO, DE, AR, NV, OR, CT, ND, AK, and MN. The states with the highest concentration of approved loans are Florida (17 loans), California (16 loans), and Texas (16 loans), suggesting these markets represent the lender's most active regions for SBA 7(a) lending during the period covered.
This profile reflects only the figures reported in FY2025 SBA 7(a) lender activity data and does not include interest rates, underwriting criteria, approval likelihood, or additional lender services, as such details are not part of the source data.
Where Pathward National Association lends
| State | Loans | Dollars |
|---|---|---|
| California | 16 | $35,693,100 |
| Florida | 17 | $33,798,600 |
| Texas | 16 | $32,731,500 |
| Ohio | 6 | $13,957,000 |
| Georgia | 7 | $12,965,500 |
| North Carolina | 5 | $11,427,500 |
| Virginia | 3 | $10,000,000 |
| New Jersey | 4 | $9,287,300 |
| Arizona | 3 | $8,917,000 |
| New York | 6 | $8,760,000 |
| Illinois | 4 | $6,791,700 |
| Colorado | 4 | $6,339,700 |
| Utah | 3 | $5,965,000 |
| Alabama | 2 | $5,830,000 |
| Wyoming | 2 | $5,275,000 |
Questions people ask
Is Pathward National Association an SBA lender?
Yes, Pathward National Association is listed as an SBA 7(a) lender based on FY2025 SBA activity data.
How many SBA 7(a) loans did Pathward National Association approve in FY2025?
They approved 125 SBA 7(a) loans in FY2025.
What was the total dollar amount of loans approved?
The total approved amount was $258,968,300, with $192,844,975 covered by SBA guaranty.
What is Pathward National Association's average loan size?
The average loan size was $2,071,746.
Where is Pathward National Association headquartered?
It is headquartered in Sioux Falls, SD.
Where is Pathward National Association most active for SBA lending?
Its top states by loan count are Florida (17 loans), California (16 loans), and Texas (16 loans).
Is Pathward National Association a national or regional SBA lender?
It serves 35 states, indicating a national rather than regional lending footprint.
How does Pathward National Association rank by SBA loan volume?
It ranks #72 nationally in FY2025 SBA 7(a) lending volume.
How many states does Pathward National Association serve?
According to the data, it serves 35 states.
What is the SBA guaranty amount associated with these loans?
The SBA guaranty portion totals $192,844,975 across their FY2025 approved loans.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with Pathward National Association; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.