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United FCU
SAINT JOSEPH, MI · Active Lender · National rank #156
United FCU approved 53 SBA 7(a) loans in FY2025, ranking #156 nationally among SBA 7(a) lenders. Its lending activity was concentrated mainly in Michigan, with an average loan size of about $1.3 million.
United FCU is a credit union headquartered in Saint Joseph, Michigan, that participates in the SBA 7(a) loan program. According to FY2025 SBA 7(a) lender activity data, United FCU approved 53 SBA 7(a) loans during the fiscal year, totaling $69,348,300 in approved loan dollars. The SBA guaranteed $52,008,225 of that total lending volume. The average loan size across these approved loans was $1,308,458, indicating that United FCU's SBA lending activity in FY2025 skewed toward larger commercial loan amounts compared to smaller microloans.
Nationally, United FCU ranked #156 among SBA 7(a) lenders by volume in FY2025. Based on the data, its lending activity was concentrated most heavily in its home state of Michigan, which accounted for 22 of its approved loans, followed by North Carolina with 7 loans and Texas with 5 loans. Beyond these top three states, United FCU's FY2025 SBA 7(a) activity also extended to Florida, Nevada, South Carolina, Virginia, Wisconsin, Missouri, Minnesota, Georgia, New Jersey, New York, and Ohio, indicating lending activity spread across a total of 14 states. This geographic spread suggests United FCU operates with a presence beyond its Michigan headquarters, though its core lending base remains centered in Michigan. All figures presented here are drawn directly from FY2025 SBA 7(a) lender activity data.
Where United FCU lends
| State | Loans | Dollars |
|---|---|---|
| Michigan | 22 | $17,320,400 |
| North Carolina | 7 | $12,574,400 |
| Texas | 5 | $11,973,500 |
| South Carolina | 2 | $5,376,000 |
| Missouri | 1 | $5,000,000 |
| Virginia | 2 | $4,482,000 |
| Florida | 4 | $2,609,500 |
| Minnesota | 1 | $1,829,000 |
| Georgia | 1 | $1,815,000 |
| New Jersey | 1 | $1,752,000 |
| Wisconsin | 2 | $1,354,500 |
| Nevada | 3 | $1,308,000 |
| New York | 1 | $1,180,000 |
| Ohio | 1 | $774,000 |
Questions people ask
Is United FCU an SBA lender?
Yes, United FCU participates in the SBA 7(a) loan program and approved loans under it in FY2025.
How many SBA 7(a) loans did United FCU approve in FY2025?
United FCU approved 53 SBA 7(a) loans in FY2025.
What was United FCU's total SBA 7(a) loan volume in FY2025?
Total approved loan dollars were $69,348,300, with $52,008,225 guaranteed by the SBA.
What is United FCU's average SBA loan size?
The average approved loan size was $1,308,458 in FY2025.
Where is United FCU headquartered?
United FCU is headquartered in Saint Joseph, Michigan.
Where is United FCU most active with SBA lending?
Its top states by loan count were Michigan (22 loans), North Carolina (7 loans), and Texas (5 loans).
Is United FCU a national or regional SBA lender?
Based on FY2025 data, United FCU made SBA 7(a) loans in 14 states, with lending concentrated most heavily in Michigan, suggesting a regional base with some broader reach.
How does United FCU rank by SBA loan volume nationally?
United FCU ranked #156 nationally among SBA 7(a) lenders in FY2025.
How many states did United FCU serve in FY2025?
United FCU's FY2025 SBA 7(a) activity spanned 14 states, including MI, NC, TX, FL, NV, SC, VA, WI, MO, MN, GA, NJ, NY, and OH.
Source: SBA 7(a) Lender Activity Report, FY2025 (data.sba.gov). GetFundedUSA is independent and not affiliated with United FCU; loan terms, rates and eligibility are set by the lender and the SBA, not GetFundedUSA.